Warning! According to a study from Dana-Farber/Brigham and Women’s Cancer Center (DF/BWCC) and Harvard Medical School, young adults who lack health care insurance are more likely to be diagnosed in advanced stages of cancer and have a higher risk of death.
AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, has full support with Affordable Care Act. (The company also services SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more.)
Consequently, the Affordable Care Act (ACA), or Obamacare, may improve cancer outcomes in young adults as it expands coverage to many who have been uninsured, said first author Ayal Aizer, MD, MHS, of the Harvard Radiation Oncology Program and senior author Paul Nguyen, MD, of Radiation Oncology at DF/BWCC in a report published in the Journal of Clinical Oncology today. Cancer patients will furthermore profit from the ACA requirement that insurers cover individuals with pre-existing illnesses.
“We found that patients who have insurance coverage do better on every measure,” said Aizer. Those who had insurance coverage were less possible to come to medical care when their cancer had metastasized, or extent yonder the original site. The results revealed that 11.3 percent of covered individuals had metastatic illness when they were diagnosed, matched with 18.5 percent of uninsured patients. That resulted to a 16 percent larger adjusted possibility of having a potentially treatable cancer.
Insured patients were almost two times as possible to obtain “definitive therapy” – radiation or surgery – for their illness. And, amazingly, the insured were 20 percent more possible to survive.
With all the wary reviews, the researchers studied records of 39,447 cancer patients’ ages 20 to 40 years whose medical, demographic and insurance information was kept in a National Cancer Institute-sponsored database.
The huge majority of patients – 93 percent – were insured, whereas 7 percent, or 2,578, had no coverage; they inclined to be younger, male, non-white and single, and more possible to be from regions of lower median income, educational level, and population density. The study surveyed relationships between insurance status and some cancer outcomes.
“Overall, the ACA is going to improve health coverage for young people, but we can’t forget about some young people who may feel they can’t afford the premiums,” added Nguyen. The authors wrote in their article that “extra consideration will need to be given to ensure that at-risk patients can obtain insurance coverage under the ACA.”
Premium costs for certain young adults who buy insurance in the individual market are predictable to increase considerably. Such individuals frequently lack employer-sponsored health plans. The higher costs are relatively since the coverage under the ACA is obligatory to be more complete than several existing plans, and for the reason that the premiums paid by young, healthy people are serving to fund lower costs for older adults.
Conversely, the ACA spreads young adults’ coverage under their parents’ health plans up until age 26, and federal grants will pay portion of the premium costs of low-earning patrons.